Saturday, April 28, 2018

money creation

  • Money Creation Formula:
    • A single bank can create $ by amount of its ER
    • banking system as a whole can create $ by a multiple of excess reserves
    • MM X ER = Expansion of $
    • Money multiplier= 1/RR
  • New vs. Existing Money:
    • Initial deposit in a bank comes from the FED/bank purchase of a bond or other $ out of circulation (buried treasure), the deposit immediately increases the $ supply
    • The deposit then leads to further expansion of the money supply through the money creation process.
    • New Money Formula:
      • Total change in MS if the initial deposit is new money: 
        • Deposit + Money created by the banking system.
      • Existing Currency deposited into a checking account will only change the composition of the money supply.
      • Total change in MS if the initial deposit is existing money:
        • Banking system created money only

1 comment:

  1. An enlargement of the text would be great because the font is pretty small and the color background of white in some parts of the notes doesn't make it any better. I think you might be missing some few concepts as well such as the liability and assets balance sheet, banking systems and other.Also a great way to lighten things up with out using so much words is to include pictures,

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